See How Your Money Grows with Compound Interest

See how your money grows over time with compound interest. Enter a principal, rate, and time to calculate your final balance.

Calculate return on investment (ROI) and compound annual growth rate (CAGR) for any investment.

Find out how much you need to save each month to reach your financial goal on time.

See how inflation erodes your money's purchasing power over time and how much you'll need in the future.

Quickly estimate how long it takes to double your investment using the Rule of 72 formula.

Calculate simple interest earned and compare it to compound interest to see how much more your money can grow.

Project your retirement savings, estimate monthly income, and see how much you need to retire comfortably.

Calculate your projected 401(k) balance with employer match, see how much free money you are leaving on the table.

See how your Roth IRA grows tax-free over time and estimate your tax-free retirement income.

Calculate the present value, future value, or payment amount for any annuity — fixed or growing.

Calculate your Required Minimum Distribution (RMD) from a traditional IRA or 401(k) using IRS Uniform Lifetime Tables.

Calculate monthly payments, total interest, and full amortization schedule for any loan — personal, auto, or student.

Calculate your monthly mortgage payment, total interest paid, and full amortization schedule for any home loan.

Find out how long it takes to pay off your credit card balance and how much interest you will pay with different monthly payment strategies.

Compare the debt avalanche and debt snowball strategies to pay off multiple debts and save the most on interest.

Estimate your 2024 federal income tax, effective tax rate, and marginal tax bracket based on your filing status and income.

Convert your salary between hourly, weekly, bi-weekly, monthly, and annual pay. Includes federal and state tax estimates.

Build a monthly budget with the 50/30/20 rule — see exactly how much to allocate to needs, wants, savings, and debt.

Calculate the present value of future cash flows and see what a future sum is worth in today's dollars.

Calculate the future value of any investment or cash flow series to see exactly how much you'll have later.

Calculate return on investment (ROI) instantly — enter cost and gain to see your percentage return and profit.

Convert APR to APY and compare savings account rates. See the true annual yield with compounding factored in.

Calculate compound annual growth rate (CAGR) for any investment. Compare portfolios over different time periods.

Calculate internal rate of return (IRR) for any series of cash flows to evaluate investment profitability.

Calculate how much a certificate of deposit (CD) will earn. Compare rates, terms, and compounding frequencies.

Calculate the arithmetic and geometric average return of an investment portfolio from annual returns.

Calculate bond price, yield to maturity (YTM), and coupon payments for any fixed-income investment.

Project mutual fund growth with expense ratio drag, SIP contributions, and lump-sum investing over time.

Calculate how long it takes to recoup an initial investment from annual cash flows or savings.

Calculate your average cost per share when buying a stock at multiple prices to optimize your position.